Checking

Regular Checking

• Free Online and Mobile Banking

• Free Mobile Deposit & BillPay

• Overdraft Coverage

• Free Visa Contactless and Mobile Wallet enabled Debit Card

• No minimum balance

• No per check fee

Fresh Start Checking

• Provides an account for members who need a second chance

• Promotes experience in financial responsibility and helps build a positive relationship with the credit union

Regular Business Checking

• Perfect for small business owners to keep track of their business finances apart from their personal accounts

Card Services

Debit Card

It's Fast, Safe, Convenient, and Accepted at Millions of Visa Locations Worldwide.

Cardholders can get through the checkout line quicker with their Visa Debit Card. You do not have to worry anymore about carrying cash or writing a check at the checkout counter. You can get in, get out, and get on with your life.

Debit Card FAQs

Cents-to-Savings

Make every LOYALTY CU Debit Card transaction count. Cents-to-Savings is a convenient and easy way to increase your savings automatically by making debit card purchases like you already do, such as buying groceries, getting gas, going out to dinner, and more!

To enroll in Cents-to-Savings, visit any LOYALTY CU office or complete and drop off an enrollment form at any office location.

Cents-to-Savings FAQs

Overdraft Service Information

Life doesn't always go according to plan, and overdrafts do sometimes occur. Without overdraft protection, your ATM and one-time debit card transactions may be declined if you attempt to make a transaction without sufficient funds. View FAQs.

Opt-in now by email at opt-in@loyaltycu.org. Please include your name and contact phone number in your email.