ATM/Debit Card
| Fee | Amount |
|---|---|
| Plastic Card Replacement over one per year |
$10.00 |
| Credit Card Rush | $35.00 |
| Debit Card Rush | $35.00 | Out-of-Network ATM Transaction | $2.00 |
Check Cashing
| Fee | Amount |
|---|---|
| Check Cashing Nonmember - on us only | $10.00 |
| Replacement Check | $10.00 |
Checking Accounts
| Fee | Amount |
|---|---|
| Paper Statement Per month | $5.00 |
| Blue Ribbon Checking Per month | $5.50 |
| ID Safe Choice Identity Theft Protection Per month | $1.95 |
| Overdraft Transfer | $5.00 |
| Temporary Checks Per 4 | $5.00 |
| Processing Fee: Per Item (Unpaid, Overdraft Privilege, Stop Payment, Return Deposit Item, Check Collection) | $30.00 |
Inactivity/Unclaimed Accounts
| Fee | Amount |
|---|---|
| Dormant AccountPer month after 12 months of no activity | $30.00 |
| Escheat | $75.00 |
IRA
| Fee | Amount |
|---|---|
| IRA Rollover/Transfer Out | $25.00 |
Legal Fees
| Fee | Amount |
|---|---|
| Legal Processing | $100.00 |
| Levies/Garnishments | $100.00 |
Money Market
| Fee | Amount |
|---|---|
| Excessive WithdrawalOver three per month | $5.00 |
Money Orders & Official Checks
| Fee | Amount |
|---|---|
| Credit Union Check WithdrawalCashiers/Tellers | $4.00 |
| Money Order | $2.00 |
Photo Copies
| Fee | Amount |
|---|---|
| Copy of Check Paid or Deposited | $5.00 |
| Statement Copy | $5.00 |
Research
| Fee | Amount |
|---|---|
| Account Reconciliation Hourly with 1 hour minimum | $20.00/hr |
| Research FeeHourly with 1 hour minimum | $20.00/hr |
Returned Items
| Fee | Amount |
|---|---|
| Returned Deposit Item Processing | $30.00 |
| Returned Mail Per item | $10.00 |
Safe Deposit Box
| Fee | Amount |
|---|---|
| 3x5 | $30.00 |
| 3x10 | $45.00 |
| 5x10 | $60.00 |
| 10x10 | $100.00 |
| Safe Deposit Box Drilling | $50.00 + cost |
| Key Replacement | $25.00 + cost |
Share (Savings) Accounts
| Fee | Amount |
|---|---|
| Paper Statement Per month | $5.00 |
| Early ClosureAccount open less than 180 days | $20.00 |
| Excessive Withdrawal SharesOver three per month | $5.00 |
| Inactive Account/Below Minimum SharePer month | $5.00 |
Wires
| Fee | Amount | |
|---|---|---|
| Incoming Wire | $10.00 | |
| Outgoing Wire | $25.00 |
Loan/Visa
| Fee | Amount |
|---|---|
| Paper Statement Per month | $5.00 |
| Payment by Phone | $10.00 |
| Skip A Payment | $35.00 |
Miscellaneous/Account Maintenance
| Fee | Amount |
|---|---|
| Express Deposit | $30.00 |
| Manual Processing | $5.00 |
| Unsatisfactory Account Handling | $25.00 |
Effective Aug. 15, 2025
The fees appearing in this schedule are accurate and effective for accounts as of the effective date indicated on this fee schedule. If you have any questions, please contact Loyalty Credit Union.
Open An Account
Come in today and meet our amazing team of member service representatives.
Savings Accounts
Saving up for that summer vacation? Need an account to make deposits in preparation for your annual property taxes?
Education & Security
Did you know that Loyalty Credit Union offers free financial counseling?