Why Choose a LOYALTY Credit Union Credit Card?

Low rates!
No balance transfer fees!
No cash advance fees!
Same great rate for purchases, cash advances, and balance transfers!
Convenient account access by phone, online, and even in person at any LOYALTY Credit Union location!
Earn reward points on qualified transactions to be used for gifts, travel, and even cash back!

Apply For a Loan

Visit us, or call (850) 474-0970 (option 2).

Apply For A Credit Card

VISA Classic

No annual fee
25-day grace period on purchases*
No cash advance fee
Auto Rental Insurance

VISA Gold

No annual fee
25-day grace period on purchases*
No cash advance fees
Auto Rental Insurance
Warranty manager
Travel and emergency assistance
Purchase security

*Grace period applies when entire new balance on the previous cycle's billing statement is paid by the payment due date of that statement.

Share Secured Visa Credit Card

Rebuild your credit while enjoying a Visa Credit Card. LOYALTY CU’s Share Secured Visa benefits include a low interest rate and a credit limit that fits your budget. Your payment history will be reported to all three major credit bureaus, helping you improve your credit rating.

Already Have a LOYALTY Credit Union Credit Card?

Log in to your membership account on our home page to:

Make a payment
View recent transactions
View and print copies of statements

Log Into E-Branch

Apply for Limit Increase

Apply for Credit Limit Increase

Card Services

To report a lost or stolen Visa product/ATM card, call us immediately at (850) 474-0970 or (800) 375-2235 during business hours.

Nights, weekends, and holidays call (866)820-4986 or (727)572-8822 (out of country)
Card Activation: (800) 631-3197
Select PIN: (888) 886-0083
Block a card due to possible fraud: (888) 918-7313

Visa Checkout

It's quick, convenient, and free to LOYALTY CU members with debit and credit cards!

Visa Checkout optimizes your payment experience across channels and devices, empowering you to shop with confidence.

With Visa Checkout, there's no need for you to re-enter your payment details every time you make a purchase at any website where Visa Checkout is offered. Plus, you can securely store multiple cards and shipping addresses.

Enroll now in Visa Checkout!

CURewards®

Earn rewards with each dollar you spend when you use your Visa Gold Credit Card to make a purchase. Those points will add up and can be redeemed for cash, gift certificates, or travel awards.

Extra REWARDS Points