Mortgages
A home is one of the most important purchases you will make in your lifetime. Whether you're in the market to purchase a new home or want to refinance your current mortgage, we have a variety of products and services to make the process as smooth as possible. Our experienced mortgage team will work with you to design a plan that fits your needs and budget.
Purchasing or Refinancing Your Mortgage
We know that the home-buying process can be overwhelming, and that's why we are with you from start to finish. LOYALTY CU’s Mortgage Loan and refinance options offer:
Terms up to 30 years
Low or no down payment options
Even if you're not sure where to begin, give us a call. Our team is available to help answer all of your questions and get you on the fast track to purchasing your new home or refinancing your existing mortgage.
Whether you are purchasing a home or refinancing your current loan, applying is as easy as 1-2-3!
Visit us, or call (850) 474-0970 (option 8).
LOYALTY Credit Union NMLS #729868
We Make Home-Buying Dreams a Reality
To get more information about our mortgage loan programs, including current rates, call (850) 474-0970 (option 8) or complete the form below.
Explore Our Home Equity Options
Unlock the potential of your home with a Home Equity Line of Credit or Home Equity Loan. Both HELOC and Home Equity Loans allow you to borrow against your home's value. Our HELOC offers a revolving line of credit you can access as needed with a fixed interest rate. A Home Equity Loan provides a lump sum of cash upfront with a fixed interest rate and repayment schedule.
Learn more about Home Equity Options.
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Education & Security
Did you know that LOYALTY Credit Union offers free financial counseling?