When it comes to Boat Loans in Florida, we make a splash!

Make a splash this season with our Boat Loans! LOYALTY CU offers the best Boat Loan rates in Florida with flexible terms so you can set sail your way.

Find your dream boat with ease. Our Boat Loans are great for fishing boats, motorboats, sailboats, and more! However you like to catch a wave, we have a solution for you.

We even offer refinancing on Boat Loans if you want to lower your monthly payment! Anything that has to do with your boat should be stress-free, including the payments.

Ready to apply for a Boat Loan? Here’s what you’ll need:

  • Social Security number

  • Driver’s license or other government-issued picture ID

  • Date of birth (must be at least 18)

  • Physical address (a U.S. address is required)

  • A LOYALTY Credit Union membership

Not a member? Join now!

Our Florida boat financing options are exclusive to our members! Are you eligible for membership? To apply, you must meet one of the following criteria:

  • Live, work, or attend school in Escambia, Santa Rosa, Okaloosa, Walton, Washington, Bay, Duval, Calhoun, Gulf, Liberty, Franklin, Gadsden, Leon, Wakulla, or Jefferson

  • Be a relative of a LOYALTY Credit Union member

  • Be an existing member 

Florida Boat Loan FAQs

How does a boat loan/boat financing work?

When you find a boat you like, it will most likely cost a lot of money that you may not have in cash. A Boat Loan allows you to borrow that amount to purchase the boat. Then, you pay back the loan amount over a specified term. 

How does boat refinancing work?

If you already have a Boat Loan but want to lower your payments, refinancing could help. When you refinance a Boat Loan in Florida, you could get a lower interest rate and a longer term, which will ultimately lower your monthly payment. Refinances exclude existing LOYALTY Credit Union loans.

What interest rate will I get?

Your interest rate depends on your credit score and current market rates. We will review your credit score and determine what rates we can offer based on what term you qualify for.

Any other questions?

Contact us today at (850) 474-0970 for more information or to get started!